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Stock-Age: Stocks, Options and Dividends oh my!

Drake

Member
The Japanese market crashed last night. Gold is way down too which is surprising. I thought that would be way up with the markets crashing. I may buy some more gold today.
 

95mellow

Member
Worrying. US stock market opening will be big in a few hours, but holy shit it's looking bad.

I'm assuming a big drop in the next few days before the Fed rushes in some emergency interest rate cuts.
 

Outlier

Member
A site to behold. I have only 1 stock and I've no doubt it's in red, but I'm only worried what happens to it between the next 5 months.
 

HeisenbergFX4

Gold Member
Friends/Family always ask me why I don't invest in the market

Buckle Up Sean Bean GIF by Sony Pictures
 

StreetsofBeige

Gold Member
Lucky I dumped my Nvidia shares last week I think on Thursday.

But after the carnage I’m back into buying more stocks when it stabilizes.
 

dave_d

Member
I don't know how you guys have the nerve to buy individual stocks, I've got some money in funds with long term aims, but the rollercoaster of being up and down on individual businesses must be so stressful.
Well there is the old saying. The best investors are either in a coma, stuck on boat in the middle of the ocean with no radio, dead, or have lost their password.
 

Tiago Rodrigues

Gold Member
Most of my investments are in gold (which is tumbling atm as well) and real estate

The market just scares me too much
Man i bought 6000€ worth in stocks last month. Microsoft, Apple, Ndivia and Take Two (i know, random). The next day, Trump is shot, politics get even weirder, a week later Biden gives up, a few days later Mark Zuckerberg mentions most companies are spending too much on AI which makes the market weird, then after that we got 2 weeks of uncertainty and now here we are.

Sorry world. My bad.

(now seriously...no one told me to be stupid and buy stocks when everyone is at an all-time-high expecting them to go even higher. it IS "my bad" for sure)
 

Dr_Salt

Member
Man i bought 6000€ worth in stocks last month. Microsoft, Apple, Ndivia and Take Two (i know, random). The next day, Trump is shot, politics get even weirder, a week later Biden gives up, a few days later Mark Zuckerberg mentions most companies are spending too much on AI which makes the market weird, then after that we got 2 weeks of uncertainty and now here we are.

Sorry world. My bad.

(now seriously...no one told me to be stupid and buy stocks when everyone is at an all-time-high expecting them to go even higher. it IS "my bad" for sure)
Chillax bro, you bought good companies so they will eventually go up again. What you need to do now is double down and buy more.
 

Tams

Member
I don't know how you guys have the nerve to buy individual stocks, I've got some money in funds with long term aims, but the rollercoaster of being up and down on individual businesses must be so stressful.

Easy. Buy shares in companies that are well established and be prepared to keep them for a long time. Sometimes you get a nice little dividend too.

Now penny stocks... be prepared to lose your money there.
 

Tams

Member
after 4 years of stock investing i almost had enough to pay of my student loans ... now im down 20k :(

You need to buy and sell opportunisticly. You don't need to buy or sell them all at once.

And don't bother obsessing with being the most efficient/maximising your profits. So long as you sell for more than you bought them, then you're better off.
 
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Tiago Rodrigues

Gold Member
Chillax bro, you bought good companies so they will eventually go up again. What you need to do now is double down and buy more.
We'll see how things go this week. But instead of doubling down i was thinking about looking into ETFs honestly. Sounds somewhat safer...specially for a newbie.

after 4 years of stock investing i almost had enough to pay of my student loans ... now im down 20k :(
Down 20k? How much did you have invested overall? (if it's okay to ask) Sorry, still learning here.
 

Gp1

Member
Man i bought 6000€ worth in stocks last month. Microsoft, Apple, Ndivia and Take Two (i know, random). The next day, Trump is shot, politics get even weirder, a week later Biden gives up, a few days later Mark Zuckerberg mentions most companies are spending too much on AI which makes the market weird, then after that we got 2 weeks of uncertainty and now here we are.

Sorry world. My bad.

(now seriously...no one told me to be stupid and buy stocks when everyone is at an all-time-high expecting them to go even higher. it IS "my bad" for sure)

Don't worry, i've entered in fixed rates bonds in my country just before Trump's ear day + a bunch of local bad news. Interest rates went haywire for a good 2 months (which the red light in my broker popped some bad anxiety/OCD) and I'm recovering just now.

If the fundamentals are solid, your assets should normally turn around, specially of you're doing long term investment. Now, if you don't have the stomach to handle the rollercoaster, one suggestion is to reduce the % you make in variable income or, if you're investing long term and not day trading, simply focus on something else and check your portfolio only when you're rebalancing.

Ps. You can replicate an ETF by seeing where this ETF invest.
 

dave_d

Member
We'll see how things go this week. But instead of doubling down i was thinking about looking into ETFs honestly. Sounds somewhat safer...specially for a newbie.
To be blunt everything I've ever read on it ETF/Index based investments pretty much outperform everything long term. You might want to consider a three fund portfolio based on ETFs.

Bogleheads three fund portfolio
Another one

The only real question would be percentages which you could figure out with this

Vanguard calculator.

So for example in my case that calculator was saying I should do about 40%VTI, 30% VXUS and 30%BND (70/30) but I figured I'd probably do 60%VTI, 20%VXUS, and 20%BND.
 

Tiago Rodrigues

Gold Member
Don't worry, i've entered in fixed rates bonds in my country just before Trump's ear day + a bunch of local bad news. Interest rates went haywire for a good 2 months (which the red light in my broker popped some bad anxiety/OCD) and I'm recovering just now.

If the fundamentals are solid, your assets should normally turn around, specially of you're doing long term investment. Now, if you don't have the stomach to handle the rollercoaster, one suggestion is to reduce the % you make in variable income or, if you're investing long term and not day trading, simply focus on something else and check your portfolio only when you're rebalancing.

Ps. You can replicate an ETF by seeing where this ETF invest.
The bold part is my issue honestly. But i guess that's typical when you're starting out. You just panic every time things don't go your way.

To be blunt everything I've ever read on it ETF/Index based investments pretty much outperform everything long term. You might want to consider a three fund portfolio based on ETFs.

Bogleheads three fund portfolio
Another one

The only real question would be percentages which you could figure out with this

Vanguard calculator.

So for example in my case that calculator was saying I should do about 40%VTI, 30% VXUS and 30%BND (70/30) but I figured I'd probably do 60%VTI, 20%VXUS, and 20%BND.
Thank you for those urls. I'll be sure to check them out
 

Raven117

Member
What does this means for 401k plans?
They are lower.

All of this could just be a normal "correction" or it could be the turn of something more substantial. Nobody knows yet.

Im glad I'm not a day-trader. Dollar cost averaging is your friend. Its easier to stomach the rollercoaster. I have definitely not looked at my accounts today.
 
I can't wait to hear the post-mortem on this, whatever it ends up being. Is it a correction? The start of a recession? The end times? An "unreal" panic-selling drop due to Buffet selling off billions, the Japanese market tanking 12.4% in a day, people thinking indicators are lining up for a recession and create one in a self-fulfilling prophecy?

Anyway, I'm not retiring any time soon, so I'm not selling. I'm down 3% today, and I just put more money into my Roth IRA. I'll be keeping an eye on stocks this week, with more money ready to invest in ETFs if the market keeps trending downward.
 
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Durien

Member
What does this means for 401k plans?
Don't look and understand a 401k is a long term investment lol (I looked and the damage isn't too bad. A lot of my play money stock bets are hemorrhaging. With the exception of some health care high risk stuff.
 
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