I'm glad you get to keep your progression (RP/XP), but they should really reset vehicles and money going to next-gen. I don't want tons of millionaires buying tanks because they've kept money from a last-gen exploit, and I want heists to be something worth planning and executing and not wanting to fuck up because of the large payouts.
No, no they shouldn't. The money and cars are exactly what I worry most about transferring over. What good is xp to me if I lose everything I worked for to get?! I played the game 100+ hours to get that money and cars and I played for all that I have. The only exploit I used was being able to keep the police SUV which Rockstar already took away from me (and don't get me on my rant why I don't understand why Rockstar doesn't want people having police vehicles. Especially the SUV which really doesn't give you any advantage. I just liked being able to cruise around in a police car).
You forget some of us actually did put the "work" in to get that money and cars and why should we get punished for the exploiters? I'd rather just let the exploiters keep their stuff than punish everyone to make sure they don't have an advantage (granted I have motivation as I'd be affected).
If I had to do it all over again, I'm not sure I would. I think I would just give up on online cause it would be really discouraging (or stick with old gen for online). Which is probably why R* is allowing transfer of progress. So people don't feel like they are stuck on old gen because they'll lose all the stuff they already worked for if they change over.
Oh, and that 500k they give for online? Won't even replace my favorite car in my collection.