NYCmetsfan
Banned
Less than 20k in loans (if you don't pay anything during the 4 years)
If you're making 125k and you can't afford CUNY than you're prioritizing other things over college.
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NY Gov. Cuomo proposes free tuition at New York state colleges for eligible students
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Less than 20k in loans (if you don't pay anything during the 4 years)
If you're making 125k and you can't afford CUNY than you're prioritizing other things over college.
Zoe
Member
If they're basing this off of filing for FAFSA, it won't matter whether a student files separately. Age is the primary factor in whether a student can declare themselves as truly independent.
This doesn't even begin to factor in other things like housing, food, and books, so I'd estimate that amount to be closer to $35-40k
Frozenprince
Banned
RPGCrazied
Member
Skellig Gra
Member
Cmon man, that's just a ridiculous blanket statement. Yes on average if you take 100 people, more than 50 will be able to swing it but that doesn't mean a significant portion have other financial hardships to deal with. What if one of your kids has a serious medical issue?
Frozenprince
Banned
States have legislatures
diablos991
Can’t stump the diablos
Once again I'll have to disagree.
Family makes $124k per year you get 0% tuition.
Family makes $126k per year you pay 100% tuition.
This needs to be a sliding scale approach and not all or nothing approach.
Family makes $124k per year you get 0% tuition.
Family makes $126k per year you pay 100% tuition.
This needs to be a sliding scale approach and not all or nothing approach.
Jesus Christ, legislature at the state level. NY has it's own "congress".
RPGCrazied
Member
Well anyway, its just NY. It won't happen like my state of Texas.
Pandora012
Member
This would be awesome, if they can get this to work. I can continue my education, without adding to my student loans.
Oh God Why
Banned
Great! Hope it works out.
Mammoth Jones
Member
I'm not upstate lol.
thekonamicode
Member
Louisiana has a program like this called TOPs, but it ran out of money since Jindal gutted education and healthcare during his terms.
captmcblack
Member
I just don't know how they'll be able to do this and not have requirements that screw people that do deserve to benefit from this. Like, I'm absolutely certain there'll be a lot of people whose income is off the books that enter CUNY/SUNY via this program...but there will also be a lot of people who have legit lack of income, or people who aren't making enough to afford a decent lifestyle AND college tuition to improve themselves, who will be getting in via this program.
I dunno...I just want this program to exist, and I am not sure I care how it exists as long as it comes to pass.
They'd have an easier time than a poorer family with the same issue.
Do you know what the median income is for most of NY outside of the city? 125k is giant-ass house with a below-ground swimming pool wealth.
darkhunger
Member
On the flip side, it does make CUNY/SUNY schools even more desirable than they are now, which will raise the barrier to entry by dropping the acceptance rate, and make people more likely to game the system.
So they need to think of ways to make sure the most needy are the one's who will benefit the most.
Skellig Gra
Member
I know that NYC and the outlying areas make up at least half of the state's population so its not really something to gloss over.
Mammoth Jones
Member
Paying a mortgage and taxes isn't a crazy lifestyle. Add up other costs of living and commuting costs and shit adds up homie.
125k household ain't shit downstate. Especially in NYC.
Goose_Se7en
Banned
You make a valid point, as long as it goes through and it helps the folks who truly need it, I guess that's all that counts. But it would suck so much if folks who don't need it would try to game the system to get a free ride. And those people, trust me, those folks are out there.
Mammoth Jones
Member
Hahahahahahaha. Upstate, maybe. Anywhere else in NY....no. Taxes alone can be 10k+ easy. And are we talking take home pay or pre-tax?
Well, you said it ain't shit in NY...
NY is an entire state. =P ... the sooner you guys down in NYC remember that the sooner we can....well, I dunno...
If you live in NY State it shouldn't cost anywhere near 35K for undergrad. I went to SUNY Albany and at most mine was around 20K. Its one of the reason I went to a state school instead of Yale or NYU.
Frozenprince
Banned
Who would want to live in Upstate anyway. The only areas worth living in are all basically slightly shittier versions of the City.
I lived there for a while
Oh NYC knows there is an upstate. But just like Staten Island, we refuse to acknowledge it.
$125k is basically the median income in lots of towns in Westchester, if you want a house and a car etc. $125k is not a lot of money depending on your lifestyle. That said, the majority of these folks are not sending their kids to SUNY or CUNY.
Goose_Se7en
Banned
Lol poor SI.
NYC subsidizes the rest of NYS through tax revenue. The sooner the rest of NYS stops surviving on NYC funded welfare...
Mammoth Jones
Member
I'm all for splitting off and letting ya'll pay for your own shit XD
And this.
Meanwhile Long Island like:
Well we can keep the NYC watershed to ourselves if you don't want to keep paying for the rest of us ;D I'm willing to bet people in NYC would come around when they couldn't flush their toilets.
Goose_Se7en
Banned
Yea, Westchester county, one of the wealthiest counties in the state. Gtfo with that.
It's actually much lower than that. People tend to forget about Peekskill, Yonkers, White Plains, and Mount Vernon.
Skellig Gra
Member
When you exclude NYC, and Westchester county you are excluding the majority of the states population, so what is your argument exactly?
state? country
You went to SUNY Albany over Yale? Yale's financial aid packages are extremely nice these days--it is a "no loan" policy, so if your family's income is under $65k you get a free ride, if it is between $65k and $100k, the cost is about $25k for 4 years:
https://admissions.yale.edu/financial-aid-prospective-students#whoqualifies
Decent schools, decent living around the cities.
Nothing like New York City, mind, but it has its advantages.
This proposal in the state budget would do great things for a lot of areas in this state, especially further incentivizing kids to stick around and go to school in state.
I can see the Assembly going for this. The Senate would be tough, though.
NYCmetsfan
Banned
CUNY is a city school. Your kid is living at home. So you have transport 1k a year (probably already paid for and I think theirs a student discount) and books.
My friend went to Brooklyn College over Cornell.
Mammoth Jones
Member
A family making 130K a year in NYC isn't paying for their kid's college.
That barely enough to live comfortablely in NYC without government assistance for a family of 4.
A family of 4 making 130K a year is bringing home like 80K after federal tax + state tax + city tax + payroll tax + 401K + Health Insurance.
Expenses a month for someone living in an OK neighborhood in Queens.
Rent (2500)
Groceries (800)
Car Cost/Metro Card (500)
Utilities (300)
Eating Out (500)
Entertainment (500)
That's like 61,200 as year and its actually an understatement.
So that's only 19,800 for vacations, health emergencies, savings, major purchases (cars, TV, phones), gifts for birthdays and Christmas.
That barely enough to live comfortablely in NYC without government assistance for a family of 4.
A family of 4 making 130K a year is bringing home like 80K after federal tax + state tax + city tax + payroll tax + 401K + Health Insurance.
Expenses a month for someone living in an OK neighborhood in Queens.
Rent (2500)
Groceries (800)
Car Cost/Metro Card (500)
Utilities (300)
Eating Out (500)
Entertainment (500)
That's like 61,200 as year and its actually an understatement.
So that's only 19,800 for vacations, health emergencies, savings, major purchases (cars, TV, phones), gifts for birthdays and Christmas.
Again...there's an entire state outside of NYC...alot of kids need to dorm it up to attend a SUNY school of their choice.
NYCmetsfan
Banned
http://planning.westchestergov.com/income
Its not. Its 80k. 45k less than you're median income.
People make do with a lot less than the upper middle class most people here think is "median"
And if your living upstate you're likely not making 125k. And if you are your cost of living is much less making 20k in tuition affordable with savings and loans.
davidwhangchoi
Member
Good proposal
are you kidding me
how about you stop eating out $500 worth of food every month or move to a place where the rent isn't 2500?!
A family of 4 who makes $130k can pay for their child's college. They just choose to spend it on frivolous shit instead.
Ziltoidia 9
Member
Wait, people pay 20k a year for vacations? Thats more than half of my take home pay.
I see it was apart of a broader category. Doesn't seem to fit though.
I see it was apart of a broader category. Doesn't seem to fit though.
Frozenprince
Banned
20 grand for incidentals is fucking insane.
Mammoth Jones
Member
Agree with not eating out. My wife and I don't anymore. But then again we're paying 1400 a month for daycare.
But the rest is bullshit. Really? You solution is "Move where it's not as expensive!" Sure, that's easy as pie with an elderly mother to live near and a disabled sibling to look out for. But sure....my wife and I should be able to find new jobs in our new area in a jiffy, lol.
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