kyoji
Member
I'm all for more options to pay for something but why open a line of credit when you dont have to? or does this not run a credit check to see if one qualifies? If its based on a credit check this is a disaster waiting to happen for people who are bad with or cannot manage money. Always best to buy something out right if you can. Paying a cell phone bill on time is probably one of the single most gotcha situations for people starting a record of bad credit line.No it's not. It's zero interest and almost a no brainier. Even if you can afford to buy it outright, why not spread that financial impact across 2 years instead of all at once?
Even though I will probably buy it outright and would have no issue doing so, I will probably explore this as an option.