As a randy I start silent unless people are chatting and nice or want to say hello. Asshats demanding...you got a mic, fuckin' chat bruh and all that I don't bother responding. A funny or friendly randy and I'll jump on the mic or team up or if big plays start to happen. Given the masses aspect of randies in games like Apex it's exhausting to chat within every game/round. There's plenty of friends to be made but generally those actually focused on the game and team play is the 10-20% of games/teams you match with when going solo.
I prefer to play with my mates these days, in which case it's chat and play. Honestly this is one area I find Xbox/UI and overall hardware quality brilliant. Abilities like adjusting volumes of each chat member individually, move the overlay, balance game vs voice chat and all while mixing mates across differing games or PC to Xbox or mobile app and it's damn high quality too. There's an awesome LFG system, open chat or party chat and games these days have very evolved ping systems so you can chat and have game focus too. Pretty incredible this gen and last gen experience really.